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Disclaimer: Best Home Loan is a loan facilitation platform and does not lend money directly. Loans are sanctioned at the sole discretion of our partner banks / NBFCs. Interest rates shown are indicative and may vary based on your profile.

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HomeBusiness Loan
Business Loan

Get a Business Loan up to ₹2 Crore without collateral

  • Loans for MSMEs, traders, professionals & startups
  • Collateral-free options available
  • Quick approval with simple documentation

Interest from

14% p.a.

Loan up to

₹2 Crore

Tenure

1 – 5 years

Apply for Business Loan

Step 1 of 2
+91

Your data is 100% safe & secure. No impact on credit score.

Interest RatesFeaturesEMI CalculatorEligibility & DocumentsFees & ChargesFAQs

Business Loan at a Glance

FeatureDetails
Interest Rate14% – 30% p.a.
Loan Amount₹1 Lakh – ₹2 Crore
Tenure12 – 60 months
Processing FeeUp to 3% of loan amount
Business VintageMinimum 2 years
CollateralNot required for most offers

Business Loan Interest Rates

Compare offers from our lending partners. Rates are indicative and depend on your profile.

LenderInterest RateLoan AmountTenureProcessing Fee
IndusInd Bank14% onwardsUp to ₹50 LakhUp to 4 yearsUp to 2.5%Apply
Tata Capital14.50% onwardsUp to ₹75 LakhUp to 5 yearsUp to 2.5%Apply
Lendingkart15% onwardsUp to ₹2 CroreUp to 3 yearsUp to 3%Apply

Key Features & Benefits

Working Capital

Manage inventory, salaries and day-to-day expenses.

Business Expansion

Open new outlets, buy machinery or upgrade technology.

Govt. Schemes

Guidance on Mudra, CGTMSE and PMEGP loans.

Flexible Repayment

Choose EMI tenure that matches your cash flow.

Business Loan EMI Calculator

Use the sliders to see your monthly EMI and total interest.

Loan Amount₹10,00,000
50,0002,00,00,000
Interest Rate (p.a.)16%
530
Loan Tenure3 Years
15

Your Monthly EMI

₹35,157

Principal₹10,00,000
Total Interest₹2,65,653
Total Payable₹12,65,653
Apply Now

Eligibility Criteria

  • Age between 24 and 65 years
  • Business operational for at least 2 years
  • Annual turnover of ₹10 Lakh or more
  • ITR filed for the last 2 years
  • Good credit history of business and promoters

Documents Required

  • PAN & Aadhaar of applicant / promoters
  • Business PAN, GST registration certificate
  • Last 12 months bank statement
  • ITR with computation of income for 2 years
  • Business address proof

Fees & Charges

ParticularsCharges
Processing Fee1% – 3% of loan amount
Prepayment / Foreclosure2% – 5% of outstanding principal
Late EMI Payment2% per month on overdue amount
Documentation Charges₹1,000 – ₹5,000

How to Apply for Business Loan via Best Home Loan

  1. 1

    Fill a short form with your name, mobile number and loan requirement.

  2. 2

    Our loan expert calls you and compares offers from multiple banks & NBFCs.

  3. 3

    Choose the best offer and submit documents online.

  4. 4

    Get approval and money credited directly to your bank account.

Business Loan — FAQs

Do I need collateral for a business loan?

No. Most business loans offered through our partners are unsecured. Larger amounts may require security.

Can a new business get a loan?

Lenders usually need 2 years of business vintage. Startups can explore government schemes like Mudra loans.

How is my business loan eligibility decided?

Lenders check your business turnover, profitability, bank statements, GST returns and credit score.

Explore Other Loans

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