Interest from
8.5% p.a.
Loan up to
₹1 Crore
Tenure
3 – 36 months
| Feature | Details |
|---|---|
| Interest Rate | 8.5% – 26% p.a. |
| Loan to Value | Up to 75% of gold value |
| Tenure | 3 – 36 months |
| Processing Fee | 0% – 1% of loan amount |
| CIBIL Score | Not mandatory |
| Disbursal Time | Within 30 minutes |
Compare offers from our lending partners. Rates are indicative and depend on your profile.
Quick valuation and same-day disbursal.
Your gold is the security — CIBIL not mandatory.
Pay interest monthly and principal at the end (bullet).
Gold stored in secure, insured vaults.
Use the sliders to see your monthly EMI and total interest.
| Particulars | Charges |
|---|---|
| Processing Fee | 0% – 1% of loan amount |
| Valuation Charges | Nil – ₹500 |
| Prepayment | Nil with most lenders |
| Late Payment | As per lender policy |
Fill a short form with your name, mobile number and loan requirement.
Our loan expert calls you and compares offers from multiple banks & NBFCs.
Choose the best offer and submit documents online.
Get approval and money credited directly to your bank account.
Lenders check the purity and weight of your jewellery and apply the current gold rate. Stones are not counted.
The lender may auction the gold after sending notices. Always repay on time or renew the loan.
HDFC Bank
Muthoot Finance