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HomeLoan Against Property
Loan Against Property

Loan Against Property at 8.75%* p.a. — get high loan value

  • Up to 70% of your property's market value
  • Residential & commercial property accepted
  • Lower interest rate than unsecured loans

Interest from

8.75% p.a.

Loan up to

₹10 Crore

Tenure

Up to 20 years

Apply for Loan Against Property

Step 1 of 2
+91

Your data is 100% safe & secure. No impact on credit score.

Interest RatesFeaturesEMI CalculatorEligibility & DocumentsFees & ChargesFAQs

Loan Against Property at a Glance

FeatureDetails
Interest Rate8.75% – 15% p.a.
Loan AmountUp to 70% of property value
TenureUp to 20 years
Processing Fee0.5% – 2% of loan amount
Property TypeResidential, commercial, industrial
End UseBusiness, education, wedding, medical & more

Loan Against Property Interest Rates

Compare offers from our lending partners. Rates are indicative and depend on your profile.

LenderInterest RateLoan AmountTenureProcessing Fee
ICICI Bank9% onwardsUp to ₹5 CroreUp to 15 yearsUp to 1%Apply
HDFC Bank9.25% onwardsUp to ₹10 CroreUp to 15 yearsUp to 1%Apply
Tata Capital Housing9.25% onwardsUp to ₹10 CroreUp to 20 yearsUp to 1%Apply
SBI9.50% onwardsUp to ₹7.5 CroreUp to 15 yearsUp to 1%Apply
Axis Bank9.75% onwardsUp to ₹5 CroreUp to 20 yearsUp to 1%Apply

Key Features & Benefits

High Loan Amount

Get large funds based on your property value.

Lower Interest

Secured loan means lower rates than personal loans.

Keep Using Property

Continue to live in or rent out your property.

Long Tenure

Repay comfortably in up to 20 years.

Loan Against Property EMI Calculator

Use the sliders to see your monthly EMI and total interest.

Loan Amount₹25,00,000
50,0005,00,00,000
Interest Rate (p.a.)9.5%
530
Loan Tenure15 Years
120

Your Monthly EMI

₹26,106

Principal₹25,00,000
Total Interest₹21,99,011
Total Payable₹46,99,011
Apply Now

Eligibility Criteria

  • Age between 25 and 70 years (at loan maturity)
  • Salaried or self-employed with regular income
  • Self-owned property with clear title
  • Good credit score (700+)

Documents Required

  • KYC documents — PAN, Aadhaar
  • Income proof — salary slips / ITR
  • Last 6–12 months bank statement
  • Complete property chain documents

Fees & Charges

ParticularsCharges
Processing Fee0.5% – 2% of loan amount
Prepayment (floating rate)Nil for individuals
Legal & Valuation ChargesAs per actuals
Late EMI Payment2% per month on overdue amount

How to Apply for Loan Against Property via Best Home Loan

  1. 1

    Fill a short form with your name, mobile number and loan requirement.

  2. 2

    Our loan expert calls you and compares offers from multiple banks & NBFCs.

  3. 3

    Choose the best offer and submit documents online.

  4. 4

    Get approval and money credited directly to your bank account.

Loan Against Property — FAQs

How much loan can I get against my property?

Typically 50% to 70% of the current market value of the property, depending on the lender and property type.

Can I get a loan against a property that is jointly owned?

Yes, but all co-owners need to be co-applicants on the loan.

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