Interest from
7.35% p.a.
Loan up to
₹10 Crore
Tenure
Up to 30 years
| Feature | Details |
|---|---|
| Interest Rate | 7.35% – 12% p.a. |
| Loan Amount | Up to 90% of property value |
| Tenure | Up to 30 years |
| Processing Fee | 0.25% – 1% of loan amount |
| Tax Benefits | Sec 80C & Sec 24(b) |
| Prepayment Charges | Nil on floating rate loans |
Compare offers from our lending partners. Rates are indicative and depend on your profile.
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee | |
|---|---|---|---|---|---|
 SBI | 7.50% onwards | Up to ₹10 Crore | Up to 30 years | 0.35% | Apply |
 HDFC Bank | 7.90% onwards | Up to ₹10 Crore | Up to 30 years | Up to 0.5% | Apply |
 ICICI Bank | 8.00% onwards | Up to ₹10 Crore | Up to 30 years | 0.50% | Apply |
 Kotak Mahindra Bank | 8.10% onwards | Up to ₹10 Crore | Up to 25 years | Up to 0.5% | Apply |
 Axis Bank | 8.35% onwards | Up to ₹5 Crore | Up to 30 years | Up to 1% | Apply |
 Tata Capital Housing | 8.75% onwards | Up to ₹5 Crore | Up to 30 years | Up to 0.5% | Apply |
Secured loan with some of the lowest interest rates.
Small EMIs with repayment up to 30 years.
Move your existing home loan to a lower rate.
Save tax on both principal and interest repayment.
Use the sliders to see your monthly EMI and total interest.
Your Monthly EMI
₹26,035
| Particulars | Charges |
|---|---|
| Processing Fee | 0.25% – 1% of loan amount |
| Prepayment (floating rate) | Nil |
| Legal & Technical Charges | As per actuals |
| Late EMI Payment | 1% – 2% per month on overdue amount |
Fill a short form with your name, mobile number and loan requirement.
Our loan expert calls you and compares offers from multiple banks & NBFCs.
Choose the best offer and submit documents online.
Get approval and money credited directly to your bank account.
Banks finance up to 75–90% of the property value depending on the loan amount, and your EMI should generally be within 50–60% of your monthly income.
It means moving your existing home loan to another lender offering a lower interest rate, reducing your EMI or tenure.
Yes. You can claim up to ₹1.5 Lakh on principal under Sec 80C and up to ₹2 Lakh on interest under Sec 24(b) under the old tax regime.
